Guides
Simple guides to tracking expenses, making a budget and keeping it.
- Budget categories list: 15 categories that cover almost everything
A practical list of budget and expense categories, what goes in each, which are needs and which are wants, and how to add your own without making a mess.
- The 50/30/20 budget rule, explained with examples
How the 50/30/20 rule splits your take-home pay into needs, wants and savings, worked examples, what counts as a need, and when to change the split.
- How to track your expenses: a simple method that sticks
A simple way to track your spending every day: what to write down, how to pick categories, a two-minute daily habit and what to look at each month.
- How to make a monthly budget in 5 steps
Make a monthly budget you can keep: work out your income, list fixed bills, track a month, set a spending limit and check it each week. With an example.